Trucking Insurance

The Owner-Operator Independent Drivers Association (OOIDA) provides a specialized truck insurance program designed specifically for small business truckers, owner-operators, and independent drivers. Their “appetite” is focused on experienced, small-scale operations rather than large fleet carriers, leveraging their position as an association to provide customized, affordable coverage.  OOIDA Trucking Insurance Appetite GuideOOIDA’s insurance subsidiary primarily focuses […]

Sentry Insurance offers a specialized commercial trucking insurance program designed for for-hire motor carriers, private fleets, and owner-operators who prioritize safety. As a featured product provider for the American Trucking Associations (ATA), Sentry caters to established trucking businesses, ranging from small fleets to larger operations, by offering tailored coverage, in-house claims handling, and proactive risk management […]

Motor Transport Mutual Risk Retention Group (MTM RRG) is a specialized, member-owned insurance company designed specifically for the trucking industry, offering primary Auto Liability and General Liability insurance. MTM RRG is managed by Motor Transport Managers and provides coverage to trucking businesses that might struggle to find affordable insurance in the traditional market, often including […]

AIPSO functions primarily as the service provider for the automobile insurance residual market (the market of last resort) in the U.S., managing Commercial Automobile Insurance Procedures (CAIPs) and various state Joint Underwriting Associations (JUAs).  Because AIPSO services the residual market, its “appetite” is generally defined by taking on risks that standard insurance companies have declined, with a […]

GEICO’s trucking insurance program is a rapidly expanding, technology-driven offering designed to provide affordable, customizable coverage for a wide variety of for-hire truckers and small-to-mid-sized fleets. Backed by Berkshire Hathaway, the program focuses on simplifying the purchasing process with instant quotes and fast FMCSA/DOT filings, targeting both new ventures and established carriers.  GEICO Trucking Program […]

Cable Insurance Company is a specialized provider of commercial transportation insurance that focuses on tailored coverage for fleet operators. They are recognized as an innovator in the trucking insurance market, particularly through their use of technology to enhance underwriting and risk management.  Here is an overview of the Cable Insurance trucking program, appetite guide, and […]

Trisura provides specialized insurance solutions for the trucking industry, largely focusing on high-hazard, niche, or complex risks through a specialized program structure (often utilizing MGAs) and direct underwriting. Trisura operates with an A- (Excellent) A.M. Best rating and focuses on customized coverage for corporate clients in Canada and the U.S..  Trucking Program Appetite Trisura’s appetite […]

State National Insurance Company, part of the State National Companies and powered by AM Best “A” (Excellent) rated paper, operates primarily as a premier provider of fronting services for specialized insurance programs. In the trucking sector, State National acts as the licensed carrier enabling managing general agents (MGAs) and program administrators to deliver specialized, often alternative risk-transfer […]

Berkshire Hathaway’s insurance appetite for trucking is managed through several specialized subsidiaries, each targeting different segments of the market. The general appetite is broad, covering everything from owner-operators to large corporate fleets across local and long-haul operations.  Appetite Guide & Targeted Classes The program generally favors non-passenger vehicular risks. Specific target classes include:  Ideal Customer Profiles by Subsidiary  Berkshire Hathaway […]

Cover Whale is an insurtech Managing General Agent (MGA) specializing in commercial auto insurance for the trucking industry. They are known for using technology, specifically AI-driven telematics and dashcams, to underwrite risk and reduce claims through a unique “Driver Safety Program”.Cover Whale Trucking Program Appetite Guide (2026) Cover Whale focuses on small to medium-sized fleets […]